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CCOD Loan

CCOD Loan

Smart CCOD Loans for Business Growth

Looking for a flexible CCOD Loan? Maa Finance offers Cash Credit and Overdraft Loan (CCOD) solutions tailored to meet the dynamic needs of small businesses, startups, and enterprises across Gujarat.

Whether you're facing seasonal cash flow gaps or need working capital on standby, our CCOD Loan services in offer the perfect solution. With fast processing, competitive interest rates, and minimal documentation, we help your business stay financially agile.

What is a CCOD Loan?

A CCOD Loan is a flexible credit facility combining Cash Credit (CC) and Overdraft (OD). It allows businesses to withdraw funds as needed, up to a sanctioned limit, and pay interest only on the amount utilized. It’s ideal for managing working capital, inventory purchase, and business expansion.

Why Choose Maa Finance for CCOD Loan?

  • Local service with deep knowledge of Ahmedabad & Gujarat markets
  • Personalized loan solutions for every business type
  • Quick loan approval & minimal paperwork
  • Strong network of banking & NBFC partners
  • Transparent terms and expert guidance

Features of Our CCOD Loan

  • Loan amount: ₹1 Lakh to ₹50 Lakhs
  • Interest charged only on used amount
  • Flexible repayment with revolving credit
  • No prepayment penalties
  • Available for individuals, firms & companies

Benefits of CCOD Loan

  • Improves business cash flow
  • No need to take a fresh loan every time
  • Helps maintain liquidity during slow business months
  • Can be used for any business purpose
  • Interest-saving due to on-demand usage

Eligibility & Required Documents

Eligibility:

  • Business must be operational for minimum 1 year
  • Individuals, partnerships, companies, traders, and manufacturers are eligible
  • Good credit history preferred

Documents:

  • PAN & Aadhaar of business owner
  • GST certificate / Shop Act license
  • Business registration proof
  • ITRs of last 1-2 years
  • Bank statement (last 6 months)

FAQs

Rates start from as low as 10.5% p.a., depending on profile and lender.

Yes, we provide customized CCOD solutions for startups with at least 1 year of operations.

Yes, limits can be revised based on financial performance and repayment history.

We offer both secured and unsecured CCOD loans depending on the loan size and eligibility.

Maa Finance – empowering businesses with flexible CCOD solutions.

CCOD (Cash Credit and Overdraft) Loans offer flexible and efficient financial solutions for businesses in Ahmedabad and across Gujarat. Whether you're looking to manage daily operations, address short-term cash flow gaps, or meet urgent working capital needs, CCOD Loans provide the liquidity and control necessary to keep your business running smoothly. With tailored limits, interest charged only on utilized amounts, and quick access to funds, these loans are ideal for small to medium enterprises.

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